Latest Update:
News & Updates: You can apply for Saving Account by online using Apply Now button. Don't share your PIN / OTP and card details to anyone, it may lead to fraud. Loan application is subject to approval on the basis of credit Score & Limit of loan amount consumed as per RBI Guidelines
1000
Customers
1000+
Employees
5
Andhra Pradesh

Raza Hindustan Nidhi Limited

is a trusted financial Organization which was promoted and established by the Core Banking Professionals with 20 Years of Banking Experience across all verticals. It’s a Quasi Banking Mutual Benefit Company with Co-Operative Principles registered under Section 406 of the Companies Act, 2013 with RBI Nidhi rules. It’s duly approved by the Govt. of India, Ministry of Corporate Affairs (MCA). A Nidhi is wholly or partially regulated by the RBI, and is enabled to issue directions to them in matters identifying with their deposit acknowledgment activities and Lending activities.

At Raza Hindustan Nidhi Limited, is established with a motive of promoting self sustenance and social empowerment of the poor and downtrodden families and holding the social responsibility of Financial Inclusion. Performing through Banking system, as a Nidhi We accept deposits from our members/shareholders to stimulate the mutual growth of our members through Trust and Responsibility within the stipulated norms issued by the RBI/Ministry of Corporate Affairs. The funds mobilized are utilized to a great extent for advancing of Gold Loans, Property Loans, Small Business Loans, Loans against deposits to its members. With the strong banking background & experience of the promoters, we believe that success of business comes from CONFIDENCE,ACHIEVEMENT,SKILLS AND HARD WORK.. with techno banking initiatives. Regulatory and CIN (corporate identification Number) of our Raza Hindustan Nidhi Limited., is U65990AP2022PLN13648 .

Banking Solutions For You

Basic Saving Account

Average Monthly Balance: ₹1,000

Interest Rate: 1 Year

ATM Limit: ₹25,000

(* Terms & Condition)
Sanchay Saving Account

Average Monthly Balance: ₹5,000

Interest Rate: 2 Year

ATM Limit: ₹40,00

(* Terms & Condition)
Premium Saving Account

Average Monthly Balance: ₹10,000

Interest Rate: 3 Year

ATM Limit: ₹1,00,000

(* Terms & Condition)
FD/MIS Account

Investment Start From: ₹10,000

Earn Interest Upto: 7.75% p.a.

Ideal For: All Customer

(* Terms & Condition)
Recurring Deposit

Investment Start From: ₹100.00

Earn Interest Upto: 8.75% p.a.

Ideal For: Any Young Investor

(* Terms & Condition)
Daily Deposit Account

Investment Start From: ₹50.00

Earn Interest Upto: 8.50% p.a.

Ideal For: Small Business

(* Terms & Condition)
Personal Loan

Get loan Upto: ₹2,00,000

Interest Rate Start From: 12.75% p.a.

Ideal For: Individual Person

(* Terms & Condition)
Group Loan

Get loan Upto: ₹5,00,000

Interest Rate Start From: 15.75% p.a.

Ideal For: Group Based Customer

(* Terms & Condition)
Savings Aditya

Average Monthly Balance: ₹5,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

(* Terms & Condition)
RD Account

Average Monthly Balance: ₹1,00,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹1,00,000

(* Terms & Condition)
New Loan

Average Monthly Balance: ₹10,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

(* Terms & Condition)
Loan

Average Monthly Balance: ₹5,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

(* Terms & Condition)
DD Account

Average Monthly Balance: ₹1,00,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹1,00,000

Savings Classic

Average Monthly Balance: ₹10,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

Savings Aditya

Average Monthly Balance: ₹5,000

Interest Rate: 7.75% p.a.

ATM Limit: ₹40,000

Security Tips For Safe Banking

Never respond to fraudulent calls asking for remote access. Change your Internet Banking password
at periodical intervals. Always use official website/Mobile application for banking. Never share
Username, Password, OTP, CVV, Card Number and PIN with anyone. Remove all the Temp internet
files after using internet banking services. Do not click on any links in any e-mail message to access
the official site.

Our Impact

Making a difference in communities and individual lives through financial inclusion.

2K+

Customers Served

1000+

Total

2K+

Financial Literacy Participants

₹10k+

Microloans Disbursed

Community Initiatives

We runs multiple financial literacy programs, entrepreneurship workshops, and sustainable development projects across rural and semi-urban areas. These initiatives have helped thousands of individuals start small businesses and achieve financial independence.

Learn More

Environmental Responsibility

We are committed to reducing our environmental footprint through paperless banking, energy-efficient branches, and funding green initiatives. Our sustainable banking practices have reduced carbon emissions by 40% since 2018.

Our Green Initiatives

Banking at Your Fingertips

Download our mobile app for a seamless banking experience. Manage accounts, transfer funds, pay bills, and more — anytime, anywhere.

Mobile Banking App